“IMAN” application provides users with the following opportunities:

* Purchase of goods in installments for a period from 1 to 11 months, based on the “Offer for Conclusion of a Purchase and Sale Agreement (available in online and offline formats);

* Execution of a financial lease agreement for a term of 12 months or more with the condition of lease payments - based on the "Offer for Conclusion of a Financial Lease Agreement";

To conclude any transaction on the IMAN platform, the user is required to review the terms of this public offer, published on this page, and confirm their acceptance.

The user’s acknowledgment and acceptance of the “IMAN” Public Offer terms is carried out by entering a code received via SMS on the “IMAN” platform.

Depending on the terms selected by the user, the conditions of one of the following “IMAN” agreements apply to the transaction concluded with them:

1) If a user wishes to purchase goods online with installment payments for a period of 1 to 11 months, the terms of the "Offer for Concluding a Purchase and Sale Agreement" (online trading) No. 4 dated February 3, 2025, will apply.

2) If a customer wishes to purchase goods offline with installment payments for a period of 1 to 11 months, the terms of the "Offer for Concluding a Purchase and Sale Agreement" (offline trading) No. 4 dated February 3, 2025, will apply.

3) If the user wishes to obtain goods offline for a period of 12 months or more, the terms of the "Offer for a contract in the form of a financial lease" (offline) No. 3 dated February 3, 2025, will apply.

4) If the user wishes to obtain goods online for a period of 12 months or more, the terms of the "Offer for a contract in the form of a financial lease" (online) No. 3 dated February 3, 2025, will apply.

To review the offer, please proceed to one of the following files.